Products and services

Business · Cards

KATXUPA Business

A national credit card for the vinti4 network — a flexible alternative to an overdraft, with up to 60 days of interest-free credit.

Benefits

  • Interest-free credit period of up to 60 days
  • Limit from 25,000 to 500,000 CVE, adjusted to your profile
  • Purchases even without available balance in the account
  • Instalment payments
  • Fast blocking in case of loss or theft
  • Detailed monthly statement and credit history

Terms and requirements

  • Be a BAICV customer
  • KATXUPA card application form
  • No default on previous cards (renewals)
  • Operations: vinti4 payments, withdrawals, balance, statements and transfers

Fees and pricing

Nominal rate 16.00% · APRC 18.11%. Late-payment interest: 2%. Annual fee as per the price list in force.

Card assistance and blocking · 24 hours

Lost, stolen or cloned card? Block it immediately in BAIDIRECTO or through the vinti4/SISP card assistance line, available 24 hours.

Card usage best practices

Documents

Documents and standardised information

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.