Institutional

Banco BAI Cabo Verde

The BAI Group

Financial expertise with an international presence.

A group rooted in Angola

Banco Angolano de Investimentos (BAI) was founded on 14 November 1996 as Angola's first privately owned bank. Over the decades it has become one of the country's largest financial institutions, in both the corporate and retail segments.

International presence

The BAI Group comprises financial-sector companies in Angola and holdings in institutions in other geographies, including Banco BAI Cabo Verde. This presence brings markets closer and supports trade and communities across the Portuguese-speaking world.

BAI in Cabo Verde

Banco BAI Cabo Verde brings the Group's experience and strength to the Cape Verdean reality, with solutions for individuals, emigrants and businesses and a branch network across every island.

Group structure identifying the nature of each company's business

BAI Group entities
EntityAcronymActivityLocationWebsite
Banco Angolano de Investimentos, S.A.
BAI
Banking
Angola
bancobai.ao
Banco BAI Europa, S.A.
BAIE
Banking
Portugal
bancobaieuropa.pt
Banco BAI Cabo Verde, S.A.
BAICV
Banking
Cabo Verde
bancobai.cv
Banco Internacional de São Tomé e Príncipe, S.A.
BISTP
Banking
São Tomé and Príncipe
bistp.st
NOSSA Seguros, S.A.
NOSSA
Insurance
Angola
nossaseguros.ao
ÁUREA – SDVM, S.A.
ÁUREA
Securities distribution
Angola
aurea.ao
Pay4All – Prestadora de Serviços de Pagamentos, S.A.
PAY4ALL
Payment services
Angola
pay4all.ao

BAI Group business segments

BAI Group business areas
Business areaDescriptionEntities
Commercial Banking
Mainly covers raising funds from corporate and institutional customers and lending operations, including export financing.
BAIBAIEBAICV
Retail Banking
Mainly covers lending and fund-raising operations with individual customers, served through the branch network and internet banking and, in Angola, mobile and SMS banking.
BAIBAIEBAICV
Private Banking
Brings together all activity related to private/premium segment customers.
BAI
Investment Banking
Covers financial advisory services and integrated financing solutions to set up and develop businesses, including on-lending of funds and the subscription or acquisition of securities.
BAIBAIE
Correspondent Banking
Covers foreign-currency payment services, management of vostro accounts and operations in international markets (mainly foreign exchange).
BAIE
Insurance and Pension Fund Management
Covers life and non-life insurance, as well as pension fund management.
NOSSA
Securities investment services and activities
Origination and structuring of financial operations in the primary market and trading of securities in the secondary market.
ÁUREA
Payment Service Provider
Provides payment services.
PAY4ALL

Banco BAI Cabo Verde: Commercial and Retail Banking.

BAI brand recognition

  • Best Corporate Governance Award (2024)
  • World Finance Best Commercial and Investment Bank in Angola (2010)
  • World Finance Banking magazine Sirius Award for Company of the Year in the financial sector (2012)
  • Sirius Award for Best Human Capital Development Program (2012)
  • Best Bank in Angola (2012)
  • World Finance Banking magazine Sirius Award for Best Annual Report & Accounts in the financial sector (2015)
  • Sirius Award for Company of the Year in the financial sector (2015)
  • Best Commercial Bank and Best Retail Banking Innovation (2017)
  • International Bank magazine Best Digital Bank in Angola (2018)
  • Ranked #1 Bank in Angola by assets three times (2013, 2017, and 2018)
  • The Banker magazine Ranked Safest Bank in Angola four consecutive times (2017, 2018, 2019, 2020)
  • Global Finance magazine Named Best Bank in Angola nine times (2012, 2013, 2014, 2016, 2017, 2018, 2019, 2021, and 2023)
  • Euromoney magazine Bank with the highest Customer Satisfaction and Trust Index (2020)
  • Markest and Mira Named Best Bank in Angola three times (2021, 2022, 2023)
  • Global Finance Named Safest Bank in Angola twice (2022, 2023)
  • Global Finance Best Bank for Digital Solutions in Angola and Best Bank for Small and Medium-sized Enterprises in Angola (2023) – Euromoney