SIMULATE BEFORE YOU DECIDE

BAICV simulators

See in seconds what a loan would cost you or what a savings plan or investment could earn. Indicative values, no sign-up, no commitment.

CREDIT

What would your monthly payment be?

Choose the type of credit and adjust the amount, the term and the rate to see the monthly payment. This is a simulation tool: the rate is a starting point and does not replace the conditions of your contract.

See credit products
1 000 000 CVE
12 months
12 %
Product fixed rate: 12% nominal. You can change it to try another scenario.
My monthly payment — Sum of instalments (principal and interest): — Not in this sum: fees, stamp duty, insurance and other charges. The full cost is the APR in the standard information sheet.
Assumptions of this simulation
  • Constant instalment (principal and interest), paid every month
  • The chosen rate stays the same for the whole term
  • No grace period or deferral
  • Amounts rounded to the escudo.

Product conditions updated on 23/09/2026

Request a personal offer

Simulation using the rate shown above, which you can change. The sum of instalments covers principal and interest and does NOT include fees, insurance, taxes or other charges. It is not an offer: the conditions of your loan depend on the assessment of your application and on the current Price List, which prevails over any simulation.

INVESTMENT AND SAVINGS

How much could your money earn?

Term deposit, programmed savings or bonds: choose the type and see an estimate of the return by amount and term.

  • Total invested—
  • Estimated return—
  • Estimated final value—
  • Effective return—
Assumptions of this simulation
  • Fixed rate for the whole term
  • Interest calculated before taxes and fees
  • Bonds: constant annual coupons and capital repaid at maturity.
Request a personal offer

Indicative values (simple or compound interest, depending on the product), which are neither an offer nor a guarantee of returns. Rates, conditions and taxes are set out in the Price List and Information Sheets. Talk to a BAICV manager.