Products and services

Personal · Savings

Term Deposits

TANB
0.75% – 1.00%
1.50% – 1.75%
2.00%
Terms: 90 days to 36 months
Request information See price list

Benefits

  • Guaranteed capital plus interest at maturity
  • Return rate depending on the chosen term
  • Top-ups allowed in any amount
  • Automatic renewal available
  • Foreign-currency deposits with a negotiable rate
  • Early withdrawal possible at any time (with loss of interest)

Terms and requirements

  • A term deposit designed to promote savings in both domestic and foreign currencies, under highly competitive terms, intended for BAICV customers
  • Target customers: Businesses and Individuals (Residents and Non-Residents with Emigrant Status)
  • Allows for additional deposits of any amount at any time during the term of the contract
  • Foreign currency deposits have a negotiable interest rate.

Fees and pricing

The rate varies with the term and currency. Early withdrawal entails loss of interest; the capital remains guaranteed. See the Standardised Information Sheet in force.

Documents

Documents and standardised information

Depósitos a Prazo em ECV Ficha de Informação Normalizada (FIN) · Download PDF Depósitos a Prazo em EUR Ficha de Informação Normalizada (FIN) · Download PDF Depósitos a Prazo em USD Ficha de Informação Normalizada (FIN) · Download PDF

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.

Simulate your savings

How much could you build over time?

Combine an initial amount with monthly contributions and see the compound-interest estimate. Indicative values.

Talk to a branch
200 000 CVE
15 000 CVE
8 years
3,00%
Estimated final amount — Saved: — · Estimated interest: —

Indicative simulation, not contractual, with compound interest at a constant rate. Actual conditions depend on the product and the current Price List.