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Direct Debit

Avoid missed payments and keep your regular payments better organised.

Benefits

  • Guarantee that your bills are always paid on time
  • You don’t need to visit financial institutions, stand in line, or waste time to make these payments
  • If, on the due date, the customer’s account does not have sufficient funds, the Bank will contact the customer to resolve the situation
  • Statements issued monthly or via BAINet (Internet Banking) confirm that the payment was made and are accepted as receipts
  • In cases where, for any reason, the Bank does not process the payment, customers are notified via an email address they have provided or through their bank statement. Upon receiving this notification, the customer should contact the company to resolve the issue.

Terms and requirements

  • Direct Debit Service Enrollment Form
  • Identification card(s) of the account holder(s).

Fees and pricing

Fees, charges and costs are subject to the price list in force. Always check the up-to-date information before signing.

Documents

Documents and standardised information

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.