Products and services

Personal · Credit

BAI Electric Mobility Loan

Nominal rate (TAN): 5.95% | APR (TAEG): 6.87%

The APR is calculated on a 5.95% nominal rate (TAN) basis, for the BAI Electric Mobility Loan of CVE 2,000,000.00

Term: 96 months; Default interest: 2%

Request information See price list

Benefits

Fixed interest rate of 5.95% p.a.;

Repayment term of up to 8 years;

Possible access to BAI Green Energy financing to install photovoltaic panels or a wind system with batteries to power the charging point, taking into account the customer's debt-to-income ratio.

Terms and requirements

Pro-forma invoice for the vehicle and/or charging point;

Identification of the holder(s);

Tax Identification Number;

Proof of income (salary or pension statement);

Fees and pricing

Fees, rates and charges are subject to the price list in force. Always check the up-to-date information before signing up.

Documents

Documents and standardised information

Applicable price list Link · Download PDF

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.

Simulate in seconds

What would your monthly payment be?

Adjust the amount, the term and the rate and see the monthly payment right away. The rate starts at this product's rate and can be changed to try other scenarios. No sign-up, no commitment.

All simulators
1 000 000 CVE
60 months
5.95 %
Reference rate: this product does not publish a nominal rate. You can change it to try another scenario.
My monthly payment — Sum of instalments (principal and interest): — Not in this sum: fees, stamp duty, insurance and other charges. The full cost is the APR in the standard information sheet.
Assumptions of this simulation
  • Constant instalment (principal and interest), paid every month
  • The chosen rate stays the same for the whole term
  • No grace period or deferral
  • Amounts rounded to the escudo.

Product conditions updated on 01/10/2026

Request a personal offer

Simulation using the rate shown above, which you can change. The sum of instalments covers principal and interest and does NOT include fees, insurance, taxes or other charges. It is not an offer: the conditions of your loan depend on the assessment of your application and on the current Price List, which prevails over any simulation.