Benefits
Competitive interest rate;
Financing of up to 90% of the investment amount;
Possibility of an interest subsidy from the Government of Cape Verde for low-voltage consumers;
Repayment term of up to 6 years.
Products and services
Personal · Credit
BAI Green Energy Loan
Nominal Annual Interest Rate (TAN): 6.00% | Annual Percentage Rate (APR): 7.9%
The APR is calculated based on a nominal annual interest rate (TAN) of 6.00% for the Green Energy Loan of CVE 900,000.00
Term: 72 months; Late payment interest: 2%.
Terms and requirements
A 50% interest subsidy from the government for low-voltage consumers;
Promissory note;
Commercial pledge of equipment and insurance;
Other supplementary requirements as determined by the bank as part of its risk assessment of the transaction.
Fees and pricing
Fees, charges and costs are subject to the price list in force. Always check the up-to-date information before signing.
Documents
Documents and standardised information
Frequently asked questions
Before you proceed
Use the request information button or visit a BAICV branch.
The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.
Check the price list in force and the specific product documentation before making a decision or signing the contract.
Simulate in seconds
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Adjust the amount, the term and the rate and see the monthly payment right away. The rate starts at this product's rate and can be changed to try other scenarios. No sign-up, no commitment.
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My monthly payment
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Sum of instalments (principal and interest): —
Not in this sum: fees, stamp duty, insurance and other charges. The full cost is the APR in the standard information sheet.
Assumptions of this simulation
- Constant instalment (principal and interest), paid every month
- The chosen rate stays the same for the whole term
- No grace period or deferral
- Amounts rounded to the escudo.
Product conditions updated on 01/10/2026
Request a personal offerSimulation using the rate shown above, which you can change. The sum of instalments covers principal and interest and does NOT include fees, insurance, taxes or other charges. It is not an offer: the conditions of your loan depend on the assessment of your application and on the current Price List, which prevails over any simulation.
