Products and services

Personal · Accounts

BAI Salary Account

Have your salary paid into a BAICV Salary Account and unlock a wide set of benefits, including an overdraft and salary-backed credit.

Benefits

  • Overdraft of up to one net salary (via Salary Credit)
  • Access to Salary Credit and Salary Credit+
  • Guarantee based on salary domiciliation - no other collateral

Terms and requirements

  • Account opening form and signature card
  • Identification documents and tax number (NIF) of the holders
  • Salary domiciliation letter
  • Copy of the employment contract

Fees and pricing

Overdraft and credit conditions linked to the domiciled salary. See the price list in force.

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.