Products and services

Personal · Emigrants

Conta BAI Nha Terra

Your bank wherever you are. An account for Cabo Verdeans with emigrant status who have worked abroad for more than 6 months.
Request information See price list

Benefits

  • Access to an Emigrante Term Deposit account
  • Access to savings solutions—Emigrante Savings, Emigrante Retirement Savings, Emigrante Home Savings
  • Access to Emigrante Home Loans
  • Emigrante Credit Card
  • Free Internet Banking and Mobile Banking services
  • Free direct debit.

Terms and requirements

  • Up-to-date proof of employment and certificate of residence, or a consular declaration proving emigrant status
  • Passport
  • Up-to-date customer information
  • Completed enrollment form
  • Document indicating full address and other contact information in Cape Verde and in the country of residence

Fees and pricing

See the Standardised Information Sheets of the associated products (Emigrant Term Deposit, Emigrant Savings) and the price list in force.

Documents

Documents and standardised information

Depósitos a Prazo BAI Emigrante Ficha de Informação Normalizada (FIN) · Download PDF Poupança Emigrante Ficha de Informação Normalizada (FIN) · Download PDF

How to proceed

From information to decision, with support.

  1. 01Understand the conditions

    Read the product information and check the price list in force.

  2. 02Prepare the documents

    Gather your identification details and the applicable supporting documents.

  3. 03Talk to BAICV

    Ask for information or visit a branch to complete the process.

Frequently asked questions

Before you proceed

Use the request information button or visit a BAICV branch.

The final conditions depend on the solution, the customer profile and, where applicable, the commercial or credit assessment.

Check the price list in force and the specific product documentation before making a decision or signing the contract.