Investing in Cabo Verde

Your project has a home in Cabo Verde.

A stable country, open to investment and connected to three continents. Here you'll find the agencies, incentives and steps — with BAICV as your financial partner on the ground.

Business solutions Talk to BAICV

Why Cabo Verde

Stability, an Atlantic location and an opening economy.

A consolidated democracy, a currency anchored to the euro through an exchange cooperation agreement, and growing sectors — tourism, blue economy, renewables, the digital economy and agribusiness.

1 EUR = 110.265fixed CVE parity
10islands, 9 inhabited
< 24hstart a company (Casa do Cidadão)
3continents one flight away

Simulator

Simulate your investment

Choose the investment type and see an estimate of the return by amount and term.

  • Total invested—
  • Estimated return—
  • Estimated final value—
  • Effective return—
Assumptions of this simulation
  • Fixed rate for the whole term
  • Interest calculated before taxes and fees
  • Bonds: constant annual coupons and capital repaid at maturity.
Request a personal offer

Indicative values (simple or compound interest, depending on the product), which are neither an offer nor a guarantee of returns. Rates, conditions and taxes are set out in the Price List and Information Sheets. Talk to a BAICV manager.

Opportunity sectors

Where to invest in Cabo Verde

Priority sectors of the Cabo Verdean economy, aligned with national strategies and analyses by partners such as the World Bank. BAICV supports the investor in each one.

Tourism & hospitality

The main engine of the economy — resorts, nature and nautical tourism, restaurants and related services.

Real estate & construction

Housing, tourism developments and urban infrastructure, with demand driven by the diaspora and tourism.

Blue economy & fisheries

Sustainable fishing, fish processing, aquaculture and maritime services in an archipelago with a vast EEZ.

Renewable energy

Solar, wind and storage — Cabo Verde has ambitious targets for renewables in the electricity grid.

Digital economy & ICT

Digital, technology and knowledge services, supported by connectivity and a young talent base.

Transport & logistics

A strategic Atlantic position for an air and maritime hub, transhipment and inter-continental logistics.

Agribusiness

Agricultural production, agro-processing and food value chains for the domestic market and export.

Financial services

Banking, insurance and international financial services, within a regulated system integrated in the regional market.

Priority sectors identified in national strategies and by development partners such as the World Bank. Talk to BAICV so we can look at your project.

Official agencies and portals

Who to talk to when investing.

Cabo Verde TradeInvest

Investment and export promotion agency. One-stop shop for domestic and foreign investors, incentives and licensing support.

cvtradeinvest.cv

Pró-Empresa

Agency promoting entrepreneurship and micro, small and medium enterprises. Support for creating and growing businesses.

proempresa.cv

Casa do Cidadão

State services one-stop shop. This is where a company is created and registered — often on the same day ("Empresa no Dia").

portondinosilhas.gov.cv

Bolsa de Valores de Cabo Verde

The national capital market for issuing and trading shares and bonds — a financing route for companies.

bvc.cv

Banco de Cabo Verde

The central bank and financial system supervisor. Regulates banking activity and the country's monetary stability.

bcv.cv

Portal do Comércio

Information on trade, licensing and the institutions supporting economic activity in Cabo Verde.

portaldocomercio.gov.cv
Tourism, blue economy, renewables and the digital economy — growing sectors where BAICV supports investment.
Tourism, blue economy, renewables and the digital economy — growing sectors where BAICV supports investment.

Process

From plan to launch, step by step.

  1. Structure the project

    Define the business plan, sector and location. Cabo Verde TradeInvest advises on incentives and framework.

  2. Set up the company

    Register the company at Casa do Cidadão and obtain a tax number. For micro and small businesses, Pró-Empresa supports the process.

  3. Open an account and structure financing

    Open the BAI Empresa account and design treasury, credit and foreign-exchange and trade solutions (BAI Trade) with us.

  4. License and operate

    Handle the applicable sector licenses and start operating, with BAICV supporting payments, payroll and growth.

Frequently asked questions

Investing with BAICV — common questions

How do I start investing with BAICV?

Talk to a manager at a branch or through the digital channels. We assess your goal, time horizon and risk profile and propose the right solution — from a term deposit to bonds and securities.

What investment products are available?

Term deposits (guaranteed capital, fixed interest), programmed savings (monthly contributions that grow) and bonds and securities (periodic coupons). The simulator above estimates each one.

What is the minimum amount?

It varies by product. There are accessible options to start saving with small monthly contributions and others for larger amounts with dedicated terms. Minimums and current rates are in the Price List and Information Sheet for each product.

How are returns taxed?

Interest and returns may be subject to withholding tax under Cabo Verde law. Simulated values are gross and indicative; the tax treatment depends on your situation.

Can I withdraw before maturity?

Term deposits usually allow early withdrawal, generally with partial or total loss of the period's interest. Programmed savings and bonds have their own redemption/trading rules. Check the specific conditions before subscribing.

What is the risk of each product?

Term deposits have guaranteed capital. Bonds and securities carry the issuer's credit risk and market risk — the value can rise or fall and past performance does not guarantee future results. We choose the right risk level with you.

I'm an emigrant — can I invest in Cabo Verde?

Yes. BAICV's emigrant account and savings and investment solutions let you invest your savings in Cabo Verde from abroad, with a dedicated manager and access to incentives and investment-support agencies.

Does BAICV support business investment projects?

Yes. Beyond savings products, BAICV is a financial partner for business projects — investment loans, treasury, guarantees and coordination with investment-promotion agencies. Talk to the business team.

BAICV with you

The financial partner for your investment in Cabo Verde.

Business account, corporate credit, invoice advance, foreign exchange, BAI Trade for external commerce and a branch network across every island. We know the ground — and we walk it with you.

See business solutions Talk to a manager

Context information for general guidance; confirm requirements and incentives with the competent authorities.