Institutional

Banco BAI Cabo Verde

Financial Information

Results and documents for a transparent reading of the bank.

Performance · 2020–2025

Key indicators and business evolution.

Figures from BAI Cabo Verde's audited Annual Reports. Select a year to view the indicators and download the report.

Net assets 23,6 bn CVE first year in series
Customer deposits 14,2 bn CVE first year in series
Loans to customers 9,7 bn CVE first year in series
Net banking income 0,8 bn CVE first year in series
Net income 31,0 M CVE first year in series
Equity 1,6 bn CVE first year in series
Solvency ratio 14,2% first year in series
Cost-to-income 85,0% first year in series
Return on equity (ROAE) 2,0% first year in series
Download Annual Report 2020
Net assets 24,9 bn CVE +5,5% vs. 2020
Customer deposits 14,4 bn CVE +1,7% vs. 2020
Loans to customers 10,5 bn CVE +7,6% vs. 2020
Net banking income 0,9 bn CVE +16,0% vs. 2020
Net income 150,2 M CVE +383,9% vs. 2020
Equity 2,9 bn CVE +85,1% vs. 2020
Solvency ratio 23,7% +9,5 p.p. vs. 2020
Cost-to-income 76,0% −9,0 p.p. vs. 2020
Return on equity (ROAE) 6,7% +4,7 p.p. vs. 2020
Download Annual Report 2021
Net assets 28,2 bn CVE +13,3% vs. 2021
Customer deposits 17,0 bn CVE +17,6% vs. 2021
Loans to customers 11,4 bn CVE +8,9% vs. 2021
Net banking income 0,9 bn CVE +1,0% vs. 2021
Net income 57,9 M CVE −61,4% vs. 2021
Equity 2,9 bn CVE −1,4% vs. 2021
Solvency ratio 18,0% −5,7 p.p. vs. 2021
Cost-to-income 81,8% +5,8 p.p. vs. 2021
Return on equity (ROAE) 2,0% −4,7 p.p. vs. 2021
Download Annual Report 2022
Net assets 29,5 bn CVE +4,7% vs. 2022
Customer deposits 19,2 bn CVE +13,2% vs. 2022
Loans to customers 14,6 bn CVE +28,3% vs. 2022
Net banking income 1,0 bn CVE +10,6% vs. 2022
Net income 101,9 M CVE +75,8% vs. 2022
Equity 3,0 bn CVE +2,9% vs. 2022
Solvency ratio 18,3% +0,3 p.p. vs. 2022
Cost-to-income 81,6% −0,2 p.p. vs. 2022
Return on equity (ROAE) 3,5% +1,5 p.p. vs. 2022
Download Annual Report 2023
Net assets 36,2 bn CVE +22,5% vs. 2023
Customer deposits 24,9 bn CVE +29,3% vs. 2023
Loans to customers 17,6 bn CVE +20,1% vs. 2023
Net banking income 1,5 bn CVE +44,7% vs. 2023
Net income 367,9 M CVE +261,1% vs. 2023
Equity 3,4 bn CVE +15,5% vs. 2023
Solvency ratio 16,8% −1,5 p.p. vs. 2023
Cost-to-income 66,4% −15,2 p.p. vs. 2023
Return on equity (ROAE) 11,5% +8,0 p.p. vs. 2023
Download Annual Report 2024
Net assets 39,4 bn CVE +9,0% vs. 2024
Customer deposits 27,2 bn CVE +9,3% vs. 2024
Loans to customers 21,0 bn CVE +19,5% vs. 2024
Net banking income 1,7 bn CVE +13,4% vs. 2024
Net income 532,6 M CVE +44,8% vs. 2024
Equity 4,2 bn CVE +23,6% vs. 2024
Solvency ratio 21,2% +4,4 p.p. vs. 2024
Cost-to-income 63,6% −2,8 p.p. vs. 2024
Return on equity (ROAE) 13,9% +2,4 p.p. vs. 2024
Download Annual Report 2025

2020–2025 · evolution

Source: BAI Cabo Verde audited Annual Reports (2020–2025). Figures in CVE.

Reports and accounts

Consult BAICV's annual reports and accounts, including the most recent editions in Portuguese and, where available, in English.

Half-year information

The repository includes half-year financial statements published since 2017 for consultation and historical comparison.
View news

Document repository

Published documents

17 documents

Annual reports

Relatório e Contas 2025PDF · PT Relatório e Contas 2024PDF · PT Annual Report 2024PDF · EN Relatório e Contas 2023PDF · PT Relatório e Contas 2022PDF · PT Relatório e Contas 2021PDF · PT Relatório e Contas 2020PDF · PT Relatório e Contas 2019PDF · PT Relatório e Contas 2018PDF · PT Relatório e Contas 2017PDF · PT Relatório e Contas 2016PDF · PT

Half-year information

Demonstrações Financeiras — junho de 2022PDF · PT Demonstrações Financeiras — junho de 2021PDF · PT Demonstrações Financeiras — junho de 2020PDF · PT Demonstrações Financeiras — junho de 2019PDF · PT Demonstrações Financeiras — junho de 2018PDF · PT Demonstrações Financeiras — junho de 2017PDF · PT